Source: http://www.lse.co.uk/blogs/expert/resident-ifa-blog/42foep/
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Monday, 30 April 2012
Disclosure (Cheap as chips Pt.2)
The case I mentioned in 'Cheap as chips!' two days ago has already been accepted.
Culture committee riven by party political divide ahead of report
Tory and Labour members of the culture select committee are at odds over how far to criticise the Murdoch family barely 24 hours before publishing a report on phone hacking and News International. The 11 members of the committee are … Continue reading
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Treating Customers Fairly?
My company is termed by the Financial Services Authority (FSA) as a ?Small Business?. Source: http://www.lse.co.uk/blogs/expert/resident-ifa-blog/bn0fzx/ retirement age uk retirement calculator annuity calculator pensions advisory service can i retire
Source: http://www.retirementcalculatoruk.info/treating-customers-fairly-10/
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Complaints to the Financial Ombudsman
The Financial Ombudsman Service (FOS) today published its Complaints data for the period 1.4.09 to 31.3.10.
Source: http://www.lse.co.uk/blogs/expert/resident-ifa-blog/6fpkb2/
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OECD head right to challenge inequality, but misses one crucial element of the cure
The OECD is not, traditionally, a hotbed of�radical [...]
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?Europe to ruin British pensions??
Today’s Daily Express headline was alarmingly topical for delegates passing the news stands on the way to the NAPF Europe conference this morning. It gave the speakers pause for thought – and scope for humour, with Fritz von Nordheim of … Continue reading
Source: http://www.pensions-advisory-service.info/europe-to-ruin-british-pensions/
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Ways to boost your practice revenue
I work with a number of medical practices across Worcestershire and the West Midlands and I am frequently asked to advise on practical ways to improve profitability. There are a number of changes that a general practice can make to … Continue reading
Source: http://www.the-pension-service.info/ways-to-boost-your-practice-revenue-10/
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Taxing rumours
A rumour is circulating that the Treasury may soon start taxing the retirement lump sum. There was a passing reference on the Radio 4 Today Programme�earlier this week. There has also been speculation that Chancellor George Osborne could announce in the forthcoming budget that tax relief on pension contributions may be capped at basic rate. [...]
Source: http://blogs.bma.org.uk/pensions/2012/02/23/taxing-rumours/
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Where do you stand on taking action?
The pensions day of action on 30 November looks increasingly likely to herald large-scale industrial action, not just in the NHS but also across the whole public sector. Members of the largest unions ? the GMB, Unison and Unite ? have come out in favour of industrial action ? along with many of the smaller [...]
Source: http://blogs.bma.org.uk/pensions/2011/11/21/where-do-you-stand-on-taking-action/
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?Europe to ruin British pensions??
Today’s Daily Express headline was alarmingly topical for delegates passing the news stands on the way to the NAPF Europe conference this morning. It gave the speakers pause for thought – and scope for humour, with Fritz von Nordheim of … Continue reading
Source: http://www.pensions-advisory-service.info/europe-to-ruin-british-pensions/
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Sunday, 29 April 2012
2 policies better than 1?
You and your Partner have just arranged a new mortgage and/or reviewed your existing protection arrangements. So, time to arrange/replace your Life (& Critical Illness) insurance in joint names? Source: http://www.lse.co.uk/blogs/expert/resident-ifa-blog/cwka78/ facebok login be naugthy find people in face book … Continue reading
Source: http://www.pensionforecast.info/2-policies-better-than-1-7/
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Tax Free Cash
TAX FREE CASH can be yours if you have had a private or company pension, you are at least 55 years of age, or older and have �15000 in your pension fund. On each pension policy applicants can have up to 25% of the pension fund as a Tax FREE cash payment at the retirement [...]
Source: http://www.pensionrelease.org/tax-free-cash/
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Life insurance?not just for mortgages
You obtain a mortgage, and then you obtain life insurance. Right? Source: http://www.lse.co.uk/blogs/expert/resident-ifa-blog/4ode9v/ pensions calculator ill health retirement the pension service pension release annuity
Source: http://www.statepensionforecast.info/life-insurance-not-just-for-mortgages-13/
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Abundance of land, shortage of housing: a rejoinder
Suppose two countries, Nimbya and Developmentistan, are identical in every respect except for their planning systems (you have probably guessed in which way they differ). Now both experience a wave of immigration of the same magnitude. In Developmentistan, house prices … Continue reading
Source: http://www.nhspension.info/abundance-of-land-shortage-of-housing-a-rejoinder-2/
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Investment in Intellectual Property Via A SSAS
SSAS, A small self administered scheme is a pension scheme established by the operators of a business, who appoint themselves as members and trustees. They dictate investment policy and ultimately benefit from the proceeds. That investment policy can range from investing money in shares to loans to the business.
A SSAS can purchase an asset from [...]
A SSAS can purchase an asset from [...]
Source: http://www.pensionpractitioner.com/blog/intellectual-property-investment-via-ssas/92/
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NHS pension scheme under review
The Department of Health has given people until 21 October to respond to its consultation on the NHS pension scheme. The consultation was in response to an Independent Public Service Pensions Commission led by Lord Hutton which concluded that a review was needed of the long-term affordability and sustainability of public service pensions.
Source: http://nhslocal.nhs.uk/blogs/jeremy-syree/2011/09/nhs-pension-scheme-under-review
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Investment in Intellectual Property Via A SSAS
SSAS, A small self administered scheme is a pension scheme established by the operators of a business, who appoint themselves as members and trustees. They dictate investment policy and ultimately benefit from the proceeds. That investment policy can range from investing money in shares to loans to the business.
A SSAS can purchase an asset from [...]
A SSAS can purchase an asset from [...]
Source: http://www.pensionpractitioner.com/blog/intellectual-property-investment-via-ssas/92/
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Labour Market Report
The TUC’s latest Labour Market Report is available [...]
Source: http://touchstoneblog.org.uk/2012/04/labour-market-report-2/
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Pension scheme trustees ? when to challenge the employer
One of the difficult questions we get asked is – how far do trustees have to go in checking how employers exercise their powers under pension scheme’s rules?� Normally trustees can accept what the employer says at face value ? … Continue reading
Source: http://www.annuitycomparison.info/pension-scheme-trustees-when-to-challenge-the-employer-3/
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MyIP joins the Inter Payroll family
Inter Payroll announces MyIP- the new secure online data transmission system.
Similar Posts
- Inter Payroll unveil new changes
- Inter Payroll introduces Live Chat
- Christmas and New Year opening hours
Source: http://www.interpayroll.co.uk/blog/news/myip-joins-the-inter-payroll-family.html
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FactCheck: Lib Dems? internship deal fails the social mobility test
Earlier this month the Lib Dem HQ advertised its internship scheme for 2012 - FactCheck investigates how far it promotes "socially mobility".
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Annuity : I Want A Credit Card To Build My Credit
Michael asks? What is a good credit card to build credit? me and my husband want to buy a house but to get approved for the loan we need we have to have a credit score of 620 and we … Continue reading
Source: http://www.annuitycalculatoruk.info/annuity-i-want-a-credit-card-to-build-my-credit/
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Saturday, 28 April 2012
Justifying Age Discrimination ? more than just cost saving (but not much more)
In my last blog piece I asked whether pension cost alone could justify discriminatory treatment in terminating employment. The answer is no, but it does help, the Court of Appeal has ruled: Woodcock v Cumbria PCT. Saving money can’t be … Continue reading
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Pension and Corporation Tax planning
According to Companies House, … Source: http://www.lse.co.uk/blogs/expert/resident-ifa-blog/oom2o5/ face facebook login face book a dating site for dating sites on dating sites
Source: http://www.pensions-advisory-service.info/pension-and-corporation-tax-planning-12/
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Top benefits of a COMMON TRUST for SSAS members.
When a SSAS purchases a property on the behalf of its’ members, it does so as a single purchase transaction. It holds the asset in a non-allocated common trust. It is for the benefit of all members, in proportion to their share of the pension fund. The U.K. top rated SSAS provider’s, [...]
Source: http://www.pensionpractitioner.com/blog/common-trust-for-ssas-members-benefits/44/
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How does my pension affect the environment?
Most people don’t think of themselves as investors in the stock market, but a huge proportion of investments are held through our savings, pensions, insurance and banking. This means that money may be invested on our behalf in companies which are failing to take action on climate change.
According to the Ethical Investment Research and Information Service UK pension funds control more than a third of the shares on the UK stock market. This is likely to grow, as more people are automatically opted-in to company schemes under new legislation.
Source: http://www.pensionschampions.co.uk/?q=node/63
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ISA Season?but why?
The clocks have sprung forward, the nights are much lighter…a sure sign that ?ISA Season? is upon us. Source: http://www.lse.co.uk/blogs/expert/resident-ifa-blog/sfg3fm/ pension transfer retirement age uk retirement calculator annuity calculator pensions advisory service
Source: http://www.annuityratesuk.info/isa-season-but-why-3/
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Prince's ex-girlfriend to sue News Corp in the States over hacking
Koo Stark, the former actress and one-time girlfriend of Prince Andrew, is reported to be planning to launch a phone-hacking claim against News Corporation in the US courts.
A London Evening Standard story said Stark had instructed the British lawyer, Mark Lewis, to act for her.
He has represented several hacking victims, notably the family of Milly Dowler. And it is known that Lewis has joined forces with Norman Siegel, an American lawyer who acted for the families of 9/11 victims.
Legal action against News Corp in the States over hacking would be acutely embarrassing for Rupert Murdoch.
By taking the scandal into the company's base it could cause more investors to question the positions of Murdoch - who is both chairman and chief executive - and his son, James, the chief operating officer.
It might also stimulate an investigation by the US authorities.
The Guardian reported in May last year that the celebrity publicist, Max Clifford, had claimed Stark was planning to sue a tabloid newspaper.
She had been informed by Scotland Yard that she was a potential victim of the News of the World.
Stark's legal team were quoted at the time saying her voicemail messages were hacked when she was using a phone in America.
However, at the time of her relationship with the the Prince Andrew in the early 1980s, cellular mobile phones were not in use.
Clifford said Stark had approached him because she was convinced her phone was tapped when she was with the prince.
Stark, a native New Yorker, was an actress when she had her romance with the then single prince. After they split in the mid-1980s, she was briefly married and became a photographer.
But she has remained on friendly terms with Prince Andrew. She was a guest at his 50th birthday party at St James's Palace in 2010.
Now 55, she was reported by the Daily Mail in 2008 to have been made bankrupt following a protracted and expensive court battle with a former fianc�, American banker Warren Walker, who is the father of her daughter, Tatiana, born in 1997.
guardian.co.uk © 2012 Guardian News and Media Limited or its affiliated companies. All rights reserved. | Use of this content is subject to our Terms & Conditions | More Feeds
Source: http://www.guardian.co.uk/media/greenslade/2012/apr/27/phone-hacking-news-corporation
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Has David Cameron cancelled a keynote green speech?
If David Cameron was never planning to make a keynote speech on green issues then he can’t have cancelled it.
�That is Downing Street’s reaction to news earlier this evening that the prime minister is no longer making a pro-environmental oration on Thursday during a gathering of 23 energy ministers from around the world.
The curious thing, however, is that the expectation among NGOs, Whitehall officials, special advisers – and yes, some Downing St personnel – was that Cameron was going to do so.
So what should we make of this? The steer from the centre is that while Cameron may have mulled a setpiece speech it was only ever considered. And ultimately he decided it
Source: http://feedproxy.google.com/~r/ft/westminster/~3/_BkA84aIiLE/
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The sky is falling down
Well, it certainly seems that way. Source: http://www.lse.co.uk/blogs/expert/resident-ifa-blog/md5660/ facebook application for facebook facebook application facebook apps facebook app for face book photo Source: http://www.pensionsuk.info/the-sky-is-falling-down-12/ company pension
Source: http://www.annuityratesuk.info/the-sky-is-falling-down-6/
Web links for 27th April 2012
A Child Rights Impact Assessment of the Impact [...] Source: http://touchstoneblog.org.uk/2012/04/web-links-for-27th-april-2012/ face book photo applications on facebook dating website make a face book face book application
Source: http://www.pensiontransferuk.info/web-links-for-27th-april-2012/
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Stop Press?Live Prices on lse!
Truly off-topic in Personal Finance terms, but I have witnessed the tremendous work put in by the lse.co.uk staff over the last week or so to re-launch the Premium Services section. Source: http://www.lse.co.uk/blogs/expert/resident-ifa-blog/2wv87d/ drawdown state pension forecast uk state pension … Continue reading
Source: http://www.inheritancetaxthreshold.info/stop-press-live-prices-on-lse-6/
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Friday, 27 April 2012
Japan disaster?s effect on those retiring
I was beavering away yesterday; preparing for an interim Client meeting ? to let him know how my financial planning thoughts had progressed re: his impending retirement. Source: http://www.lse.co.uk/blogs/expert/resident-ifa-blog/4fnaz7/ retirement calculator annuity calculator pensions advisory service can i retire pensions … Continue reading
Source: http://www.pensionscalculator.info/japan-disasters-effect-on-those-retiring-12/
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Satisfaction or Fairness?
We had a Financial Services Authority (FSA) ?Treating Customers Fairly? (TCF) telephone assessment today.
Source: http://www.lse.co.uk/blogs/expert/resident-ifa-blog/7nxyby/
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FactCheck: Qatada extradition Q&A
Did the Home Office ask the court when the deadline was? “Yes,” Mr Cameron replied. Source: http://blogs.channel4.com/factcheck/factcheck-qatada-extradition-qa/10366 pensions calculator ill health retirement the pension service pension release annuity
Source: http://www.ukstatepension.info/factcheck-qatada-extradition-qa/
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Get with the Rhythm?
After a bit of a break to recharge my pension batteries (lounging on a beach works wonders!!) normal service is resumed with a report of recent happenings in the pensionsphere.
I have just got back from a fantastic conference organised by Mallowstreet which was frankly unlike any pension conference I’ve ever been to. I loved the [...]
I have just got back from a fantastic conference organised by Mallowstreet which was frankly unlike any pension conference I’ve ever been to. I loved the [...]
Source: http://www.pensionlawyerblog.com/get-with-the-rhythm
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The Untouchables?
In an earlier life I was the Legal Director of the Occupational Pensions Regulatory Authority, the predecessor body to the current Pension Regulator. One of the issues which took up a considerable amount of management and investigatory time concerned a … Continue reading
Source: http://www.annuityratesuk.info/the-untouchables-7/
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When Ken Livingstone met the London Jewish Forum
I heard many enlightening words when Ken encountered some of his Jewish critics at Hampstead Town Hall on Tuesday. They included several from Andrew Gilbert, co-signatory of a letter from Labour Jewish activists to Ed Miliband expressing continuing dissatisfaction over … Continue reading
Source: http://www.newstakeholderpensions.info/when-ken-livingstone-met-the-london-jewish-forum/
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Do you review?
At 6.45 a.m. today I enjoyed my weekly business networking fix...good venue, good weather, good company, and a good breakfast!
Source: http://www.lse.co.uk/blogs/expert/resident-ifa-blog/jjcpg3/
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FactCheck: Cameron wrong on Rolls and dole
“We can?t remember the last time the PM came out with two whoppers in one speech.” Source: http://blogs.channel4.com/factcheck/factcheck-cameron-wrong-on-rolls-and-dole/10328 annuity calculator pensions advisory service can i retire pensions calculator ill health retirement Source: http://www.drawdown.info/factcheck-cameron-wrong-on-rolls-and-dole/ internet date online dating website facebok login … Continue reading
Source: http://www.annuitycalculatoruk.info/factcheck-cameron-wrong-on-rolls-and-dole/
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Spain is running out of time
After just four months in office, the new Spanish government faces a very difficult situation. The measures implemented by Mariano Rajoy’s administration have not been as effective as hoped. Read the full blog post here Source: http://www.iea.org.uk/blog/spain-is-running-out-of-time a dating site … Continue reading
Source: http://www.pensionforecast.info/spain-is-running-out-of-time/
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Thursday, 26 April 2012
Auto Enrolment Earnings Thresholds
• Facebook • Twitter • Delicious • Digg • StumbleUpon • Add to favorites • Email • RSS A Government response to the consultation on the earnings thresholds for Auto-Enrolment was issued this week. These thresholds are very important, as they will partially�dicate which employees (or workers as we will all need to think of them for Auto-Enrolment … Continue reading
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The day the world turned orange ? Grand National 2012
The Grand National of 2012 will be remembered for good and bad.�Detractors will point to�the shocking deaths of According to Pete and Synchronised, the shambles of Sychonised’s final minutes played out in the most desperate fashion. Others will remember it … Continue reading
Source: http://www.pension-calculator.info/the-day-the-world-turned-orange-grand-national-2012/
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Disclosure (Cheap as chips Pt.2)
The case I mentioned in 'Cheap as chips!' two days ago has already been accepted.
Source: http://www.lse.co.uk/blogs/expert/resident-ifa-blog/42foep/
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The day the world turned orange ? Grand National 2012
The Grand National of 2012 will be remembered for good and bad.�Detractors will point to�the shocking deaths of According to Pete and Synchronised, the shambles of Sychonised’s final minutes played out in the most desperate fashion. Others will remember it … Continue reading
Source: http://www.pensionlumpsum.info/the-day-the-world-turned-orange-grand-national-2012-3/
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FactCheck Q&A: Who?s on the plane with Cameron?
"The influence of the defence sector stretches far beyond those acknowledged military specialists and can be felt up and down the aisle of Mr Cameron's jet."
Source: http://blogs.channel4.com/factcheck/factcheck-qa-whos-on-the-plane-with-cameron/10220
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What level of growth would be a ?success??
Tomorrow we get GDP figures for the first [...]
Source: http://touchstoneblog.org.uk/2012/04/what-level-of-growth-would-be-a-success/
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IHT ? Aim to limit relief?
The twittersphere contains reports that business property relief for IHT on unquoted stocks and shares may be removed in the next budget. This area has long been recognised as a generous relief but it is not clear whether this is … Continue reading
Source: http://www.pensionforecast.info/iht-aim-to-limit-relief-3/
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Is Risk Management For Pension Funds Important?
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As part of a panel this morning on pension risk management in San Francisco for The Pension Bridge 2012, I was happy to get feedback from lots of people who found the session helpful. While an hour is scant time to address such a critical topic, some of the observations from the session are noteworthy.
- Everyone on the panel linked pension risk management to governance, adding that those in charge have to acknowledge the importance of identifying uncertainties and allocating resources accordingly before a robust process can begin.
- An early morning speaker cited risk management as the most important topic being discussed by pension boards today. Yet few in the audience raised their hands when asked how many pension funds had risk management policies and procedures in place.
- Trying to explain the disconnect between perception and reality is tough. Some panelists suggested that the difficulty in trying to define risk is part of the reason why discussions have not yet led to actions.
- I commented that operational risks are not going to be picked up by standard financial metrics yet cannot be ignored.
- My suggestion to the pension fund trustees in the audience was to meet with plan counsel in order to understand their duties and obligations. Inviting a fiduciary liability insurance professional to that same meeting might be helpful in identifying risk governance gaps that could cost a plan more money in premiums. Even better yet would be the hiring of an independent third party to conduct a fiduciary audit of the pension plan's investment processes to discern where internal controls should be improved.
- I disagree with comments made by one of my fellow panelists about the role of the Chief Investment Officer in leading the risk management function. An industry best practice touted by many experts is to have a separate Chief Risk Officer who reports to the Board and who is given sufficient latitude to say "no" to the investment team when they start to take on too much uncompensated risk.
The take away for me from the risk management session today is that many organizations still do not embrace the urgent need to properly identify, measure and manage a large number of financial, operational and fiduciary risks. This is not a good thing. Talking about risk management and the related governance process is a step in the right direction but not enough by far.
Source: http://feeds.lexblog.com/~r/PensionRiskMatters/~3/qkSRVkqH9p4/
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Advice vs. Sales
I couldn?t help but have a wry smile at the ?eminent Wealth Manager? St.James?s Place (SJP) being dragged through a court tribunal, the gist of which concerned the title of this Blog.
Source: http://www.lse.co.uk/blogs/expert/resident-ifa-blog/n2rr7t/
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Wednesday, 25 April 2012
Main job sectors for young people have shed nearly a million jobs since 2007
TUC analysis published today ahead of a busy [...] Source: http://touchstoneblog.org.uk/2012/04/main-job-sectors-for-young-people-have-shed-nearly-a-million-jobs-since-2007/ personal pension Source: http://www.pensionlumpsum.info/main-job-sectors-for-young-people-have-shed-nearly-a-million-jobs-since-2007/ uk state pension pension lump sum pension transfer retirement age uk retirement calculator Source: http://www.iiht.info/main-job-sectors-for-young-people-have-shed-nearly-a-million-jobs-since-2007/ ill health retirement the pension service pension release annuity inheritance … Continue reading
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A truth universally acknowledged??
Today’s big story of course is the Government green paper on the future of the basic state pension. Currently one of the lowest in the developed world it stands at a paltry �97.65 a week (assuming you have a full … Continue reading
Source: http://www.annuitycomparison.info/a-truth-universally-acknowledged-6/
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How would action take place?
What does 'urgent and emergency care only' mean?
Source: http://feedproxy.google.com/~r/BMADailyFeed/~3/lcaEyy6npAg/RTHS-8TPB4R
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Early Pension Release
An early pension release is simply a term that is used for taking advantage of the benefits from your pension prior to you retiring. With a pension release you can get access to the maximum tax free cash and/or maximum … Continue reading
Source: http://www.retirementageuk.info/early-pension-release-9/
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FactCheck Q&A: Who?s on the plane with Cameron?
"The influence of the defence sector stretches far beyond those acknowledged military specialists and can be felt up and down the aisle of Mr Cameron's jet."
Source: http://blogs.channel4.com/factcheck/factcheck-qa-whos-on-the-plane-with-cameron/10220
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A breath of fresh air in the student property market
Most people reading this will know that we are an advocate of the student property market here at Fresh Invest. With good management and an attractive property you can benefit from very high and secure rental yields. With student demand … Continue reading
Source: http://www.pensionscalculator.info/a-breath-of-fresh-air-in-the-student-property-market-3/
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Absense due to weather- do staff get paid?
Many employees and employers alike will be wondering whether staff will be getting paid if they are unable to get to work due to bad weather conditions. This unfortunately has no straight-forward answer and we look at the different scenarios.
Similar Posts
- What contracts should say about holidays
- Who has the right to paid holidays
- How much paid holiday can you take
Source: http://www.interpayroll.co.uk/blog/human-resources/absense-due-to-weather-do-staff-get-paid.html
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Benchmarking ? do you know where you stand?
Here at Ballard Dale Syree Watson we often undertake benchmarking surveys across medical practices. They look at a range of financial data and provide a comparison between practices, allowing us to understand why some practices do better than others.
Recent results show that:
Source: http://nhslocal.nhs.uk/blogs/jeremy-syree/2011/08/benchmarking-%E2%80%93-do-you-know-where-you-stand
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Tuesday, 24 April 2012
Can we double UK Exports to �1 trillion by 2020?
Source: http://blogs.birminghampost.net/business/2012/03/can-we-double-uk-exports-to-1.html state pension forecast uk state pension pension lump sum pension transfer retirement age uk Source: http://www.inheritancetaxthreshold.info/can-we-double-uk-exports-to-1-trillion-by-2020-2/ pensions advisory service can i retire pensions calculator ill health retirement the pension service Source: http://www.illhealthretirement.info/can-we-double-uk-exports-to-1-trillion-by-2020-2/ inheritance tax pension calculator nhs pension … Continue reading
Source: http://www.pension-calculator.info/can-we-double-uk-exports-to-1-trillion-by-2020-5/
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?They run more ? they jump more? Why Chelsea are better than Barca
I love this Pepe Gardiola man. He knows what makes a good football team and Chelsea are a good team – come on “they run more-they jump more”. It’s a shame they weren’t entered�for the Grand National though the Weston … Continue reading 
Source: http://henrytapper.com/2012/04/19/they-run-more-they-jump-more-why-chelsea-are-better-than-barca/
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Savings & the effort to switch
With interest rates at a record…and seemingly immoveable…low level, what to do for the best? Source: http://www.lse.co.uk/blogs/expert/resident-ifa-blog/wyzzo6/ face book application application face book benaughty benaughty benaughty be naught
Source: http://www.nhspension.info/savings-the-effort-to-switch-4/
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A cautionary tale
One of my Clients died yesterday...on his 45th birthday.
Source: http://www.lse.co.uk/blogs/expert/resident-ifa-blog/rcygd0/
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Lords committee calls for salaried senators
The joint committee on Lords reform is holding a press conference at 11am but the report is out and it makes interesting* reading. The gist is as we reported last Thursday, ie it supports 80 per cent elected Lords but recommends a referendum first.
But there are other lines in there which are worth noting. The committee:
- Wants the senators to have a minimum threshold of activity, and should be forced to stand for re-election if they attend fewer than 50 per cent of sitting days in a session.
- Thinks the issue of salaries and allowances should be delegated to Ipsa. But it agrees salaries and second homes are needed.
- Admits there is a problem with the relationship between upper and lower house but
Source: http://feedproxy.google.com/~r/ft/westminster/~3/E-dBvOYODJM/
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Monday, 23 April 2012
Alternatives to redundancy summit 26 April
As with previous recessions,�far too many employees are [...]
Source: http://touchstoneblog.org.uk/2012/04/alternatives-to-redundancy-summit-26-april/
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Taxing rumours
A rumour is circulating that the Treasury may soon start taxing the retirement lump sum. There was a passing reference on the Radio 4 Today Programme�earlier this week. There has also been speculation that Chancellor George Osborne could announce in the forthcoming budget that tax relief on pension contributions may be capped at basic rate. [...]
Source: http://blogs.bma.org.uk/pensions/2012/02/23/taxing-rumours/
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Fiduciary Duty to Hedge
Who would have thunk that a discussion about pension governance and risk management would keep audience members in their seats for nearly three hours? Yet that is what occurred on January 24, 2012 as a panel convened to discuss such … Continue reading
Source: http://www.iiht.info/fiduciary-duty-to-hedge-4/
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Carbon Credits market in turmoil
I had a visit from the ?National Sales Manager? of a Carbon Credit investment company on Thursday last. Source: http://www.lse.co.uk/blogs/expert/resident-ifa-blog/jolfyk/ stakeholder pensions uk retirement drawdown state pension forecast uk state pension
Source: http://www.pensionsuk.info/carbon-credits-market-in-turmoil-11/
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Austerity in Europe ? the new ?barbarous relic?
Almost two years on from the first Greek [...]
Source: http://touchstoneblog.org.uk/2012/04/austerity-in-europe-the-new-barbarous-relic/
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The creeping nationalisation of childcare
Two recent news stories indicate the pressures leading us away from a sensible policy on childcare and towards higher levels of public spending - in an area where the state was not involved significantly until just a decade or so … Continue reading
Source: http://www.annuityratesuk.info/the-creeping-nationalisation-of-childcare/
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Media Monkey?s Diary: Tom Watson, Danny Cohen and executive parking
? Though Tom Watson is the lead author of the new co-written book Dial M for Murdoch, the Labour MP weirdly doubles up as its hero: “As they talked for over an hour, Watson frantically wrote notes on small pieces … Continue reading
Source: http://www.pensionforecast.info/media-monkeys-diary-tom-watson-danny-cohen-and-executive-parking/
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Structured Product suitability
?Suitable? is not a word IFA?s often use in connection with Structured Products. Well, at least not until recently.
Source: http://www.lse.co.uk/blogs/expert/resident-ifa-blog/akort6/
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M�decins sans fronti�res
Doctors just can’t help trying to save people, it seems. Read the full blog post here Source: http://www.iea.org.uk/blog/m%C3%A9decins-sans-fronti%C3%A8res pension Source: http://www.pensiontransferuk.info/medecins-sans-frontieres/ pensions advisory service can i retire pensions calculator ill health retirement the pension service
Source: http://www.pensionforecast.info/medecins-sans-frontieres/
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Livingstone used as Cameron?s human shield in brutal PMQs
They call it the weekly bearpit and this week PMQs excelled itself: a spitting, snarling, savage exchange of insults which created heat but almost no light. The coalition is still reeling from the after-effect of George Osborne’s Budget, which provided … Continue reading
Source: http://www.statepensionforecast.info/livingstone-used-as-camerons-human-shield-in-brutal-pmqs/
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Pension Governance Ranks High As a Priority
As this blogger, Dr. Susan Mangiero, has pointed out repeatedly since the March 2006 inception of www.PensionRiskMatters.com, pension governance counts. There are numerous ways to quantify the positive impact of governance done well. By extension, the costs of poor pension … Continue reading
Source: http://www.pension-calculator.info/pension-governance-ranks-high-as-a-priority-17/
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Sunday, 22 April 2012
All I want for Christmas
This will be my last blog this year so I thought I?d share my Christmas list with you.� Sadly, as the announcement of the government?s final offer this week made painfully clear, Danny Alexander is not Santa Claus, so I?m … Continue reading
Source: http://www.newstakeholderpensions.info/all-i-want-for-christmas-5/
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